Commercial Auto or “Trucker’s Liability” coverage is the policy that pays for bodily injury or property damage to a 3rd party for which you are legally liable. This policy is where most of your premium dollars will be spent and most of your claims will be addressed. It is imperative that you not only obtain a competitive price, but that you have outstanding coverage and an expert partner.
Trucker’s Liability Insurance is required by law in order to operate. Should you get into an accident with another vehicle, it will provide coverage for the second party’s personal injuries and damage to their automobile. It is important to note that this type of policy does not cover any injuries or damage to yourself or your vehicle. That is why it is often found in conjunction with other policies that provide more comprehensive coverage.
The minimum coverage required is $750,000 which means that the policy will cover all damages up to that amount. Should you owe more than the policy covers, the other party’s lawyer may come after your income or assets. That is why it is imperative that you work with an experienced and specialized agent who can ensure that you are properly covered and protected.
Call us today at 1(866) 638-8277 or fill out the quote request form to learn more about trucking liability insurance and to get a quote!