Excess Liability, or “Umbrella” coverage is a separate policy that mirrors your underlying liability coverages, but increases the limits of liability. These policies are typically made necessary by regulations or contract, or they are purchased to protect the assets and peace of mind of those responsible for the assets of the motor carrier. Purchasing or not purchasing excess coverage is a decision that should be addressed and decided proactively based on your particular situation. Every situation is different and should be considered based on its own merits. Our experience and knowledge of the trucking industry, different types of operations and the various insurance carriers in this space enable us to help you make these important decisions.